In addition to being a kind of business guarantee, the car loan gps tracker is also the embodiment of enterprise specialization. Car loan customers are looking at the maximum value of their car, and can bring enough money to ease their immediate needs. The installation of the car loan gps tracker enables lenders to increase their creditworthiness. And through the GPS tracker to understand the car performance, this is a better guarantee for both customers and businesses.
Some people say: "Automotive mortgage guarantee is a high-profit, stable and profitable job!" Of course, under the premise of being able to control the mortgage car! If you mortgage the car, you can't control it! Well, I advise you to quit early, and you will lose your car and lose money!
So how to control the loan car, many experts in the auto finance industry, seems to have a unified answer - car loan gps tracker!
Maybe you have doubts, is the car loan gps tracker so important? Although the car loan gps tracker appeared earlier, it was only two or three years that it was accepted by the auto finance company. Let me talk about the advantages of the car loan GPS tracker.
First, early warning, monitoring vehicle abnormal behavior
The car loan gps can record the daily driving route of the vehicle. After the data is aggregated, the usage of the car and the places that often appear can be obtained, so as to estimate the range of the owner's activity and set the electronic fence (area restriction)! When the vehicle suddenly deviates from the previous driving route or even drives out of a certain province, the car loan gps tracker will issue a warning notice to remind the auto finance company to pay more attention to the vehicle.
Second, effectively control the risk of bad debts and control the movement of vehicles
Whether it is a bank or an auto finance company that requires the addition of a car loan gps tracker for car loans is to keep abreast of the dynamics of the vehicle. If the owner does not repay the loan on time, the enterprise can locate it through the car loan GPS positioning system, find the vehicle as soon as possible to recover, and ensure that the company's property does not receive losses!
Third, behavioral prejudgment, risk control analysis
If the risk control personnel finds that the borrower's vehicle frequently has some sensitive places (vehicle repair shop, loan company, etc.), the wind control personnel can promptly intervene in the investigation. See if the other party has dismantled the car loaner or re-plied the vehicle to another company, so as to recover the company's losses in time. If the company has not yet released the money, this can be negotiated with the company and the vehicle will be towed back with a certain profit. The expenses incurred during the period are borne by the borrower. If you have already released the money, this will not be handled well, depending on the situation.
Fourth, sales of car loan gps tracker to increase profitability
The installed car loan GPS tracker requires the owner to pay the bill, and the company generally sells the GPS at a higher price than the purchase. The practice of selling GPS to earn the difference has gradually become a profitable project for financial companies.
Conclusion: In fact, the car loan GPS tracker is not only a business guarantee, but also a reflection of corporate specialization. Car loan customers are looking at the maximum value of their car, and can bring enough money to ease their immediate needs. The installation of GPS enables lenders to increase their creditworthiness. And through the GPS to understand the performance of the car, this is a better guarantee for both customers and businesses. Most car loan companies have installed a combination of wired and car loan GPS + wireless car loan GPS, and two devices simultaneously reduce the risk.